Medicaid Planning Lawyer in Troy, MI

Protecting Your Assets While Securing Long-Term Care Benefits

Long-term care is one of the largest financial risks many Michigan families face as parents, grandparents, or spouses age. The cost of nursing homes, assisted living, adult foster care, and in-home services can quickly deplete a lifetime of savings without careful preparation.

Medicaid is a joint federal and state program that may help cover long-term care expenses, but qualifying is not simple. Michigan Medicaid has strict financial eligibility rules, asset limits, look-back periods, and application requirements that often confuse even well-prepared families.

At Axis Estate Planning, we help clients access the care they need while preserving what they have worked so hard to build. Our goal is to provide clear guidance and practical solutions during what is often an overwhelming and emotional time.

Call (248) 290-8306 or contact us online to schedule a consultation. Appointments are available in-office, virtually, or in the convenience of your home.

Why Medicaid Planning Is So Important

Many families come to us after being told they must “spend everything down” before they can qualify for Medicaid benefits. Others are shocked to learn they may be denied simply because they saved responsibly throughout their lives.

Stefanie Osborne, our Medicaid Services Director and former Medicaid Eligibility Specialist with the Michigan Department of Health and Human Services, saw firsthand how hard-working families were penalized for doing everything right. That experience now drives our mission to help families find better solutions while protecting their financial security.

Families often face urgent questions and misinformation when long-term care becomes necessary. Common concerns include:

• The high cost of nursing homes or in-home care, which can quickly drain a lifetime of savings and leave families financially unprepared.
• Complex Medicaid eligibility rules that vary depending on the type of care required and can lead to delays or denials if handled incorrectly.
• Protecting the assets of a healthy spouse while qualifying the spouse in need of care for benefits under Michigan Medicaid rules.
• Properly timing a Medicaid application to avoid penalties under the five-year look-back period and prevent costly disqualification periods.

With the right legal guidance, many assets can be preserved legally and ethically under Michigan Medicaid rules. Proper planning can also reduce stress and provide peace of mind during a difficult transition.

Our Medicaid Planning Services

Medicaid planning requires more than filling out paperwork, especially when a family is facing a long-term care crisis. Our team provides strategic, compliant solutions that are tailored to your specific situation and goals.

We help individuals and families with:

• Medicaid pre-planning, which allows clients to preserve assets and maintain eligibility before care is needed. This approach can also help protect spouses, children, and long-term financial stability.
• Crisis planning, which may still allow families to qualify for benefits even when care is needed immediately. Many clients are surprised to learn there are still legal options available in urgent situations.
• Medicaid application assistance, ensuring documentation is complete, accurate, and submitted correctly. This reduces the risk of unnecessary delays or denials during an already stressful time.
• Asset protection strategies, including trusts and other legal tools designed to safeguard savings while complying with Medicaid rules. These strategies must be carefully structured to avoid penalties.
• Spousal protections and estate recovery planning, which help families take advantage of safe harbors created by Congress. These protections can prevent the healthy spouse from being financially devastated.

Every family’s situation is different, and Medicaid rules are complex. Our role is to provide clarity, strategy, and support every step of the way.

Why Choose Axis Estate Planning?

Medicaid planning is about protecting both care and legacy, not just completing forms. It requires experience, creativity, and compassion, especially when families are navigating stressful and emotional decisions.

Attorney Victor Veprauskas personally guides clients through the Medicaid planning process, working alongside Stefanie Osborne, who brings insider knowledge from her years with the Michigan Department of Health and Human Services. Together, they provide compliant strategies designed to protect assets while securing the benefits clients need.

We treat every client like family and stay with you through every step of the process. Call (248) 290-8306 or contact us online to speak with our Troy Medicaid planning team today.