Medicaid Planning Lawyer in Troy, MI 

Long-term care can be one of the most significant expenses a family faces as parents, grandparents, or spouses age. Nursing homes, assisted living facilities, in-home care, and independent living options often carry costs that can quickly deplete a lifetime of savings. For many Michigan families, navigating these expenses without careful planning can place their financial security and the inheritance of loved ones at risk.

Medicaid is a public benefits program funded by both federal and state dollars that may help cover the cost of long-term care. However, qualifying for Medicaid is not a simple process. Each state administers its own program with specific eligibility rules, asset limits, and application procedures. 

Even slight missteps can result in delays, denials, or the loss of assets. This is why it is critical to consult a knowledgeable elder law attorney who understands the nuances of the state’s Medicaid laws.

Book a consultation with our Medicaid planning attorney by phone at (248) 290-8306 or by contacting us online. Appointments can be done in our office, virtually, or in the convenience of your home. 

Why Medicaid Planning Is Necessary

Families often face confusion, misinformation, or urgency when long-term care becomes necessary. 

Common challenges include:

• The high cost of nursing homes or in-home care.
• Complex medical and financial eligibility requirements.
• Timing the application correctly to avoid penalties.
• Protecting the assets of a healthy spouse while qualifying the spouse in need for benefits.
• Avoiding costly mistakes such as premature gifting, hidden asset attempts, or relying on incorrect advice.

Many families mistakenly believe they must “spend down” all their assets to qualify for Medicaid, or that their existing trusts or annuities will automatically protect their wealth. These misunderstandings can lead to financial loss or unnecessary stress. Axis Estate Planning can help you separate fact from myth and develop a plan tailored to your situation.

Our Medicaid Planning Services

Our elder law and Medicaid team works closely with you to create strategies that maximize benefits while minimizing the financial impact of long-term care.

We provide guidance in:

• Medicaid pre-planning – For clients who anticipate needing long-term care in the future, we design a strategy to preserve assets, maintain eligibility, and protect a spouse or other family members.
• Crisis planning – Even if care is needed immediately, it is often still possible to qualify for Medicaid without incurring unnecessary asset loss. We can step in to develop a compliant, practical plan.
• Application assistance – We guide families through the Medicaid application process, promoting accurate, complete, and timely documentation.
• Asset protection strategies – Our team advises on trusts, gifting, and other legal tools that help safeguard assets while complying with Medicaid rules.
• Avoiding common pitfalls – We help clients avoid mistakes such as submitting applications too early or too late, relying on incorrect advice from non-specialists, or ignoring protections for the spouse of a nursing home resident.